Customized Retirement and Estate Planning Solutions
Every employer has unique goals and objectives. As your retirement plan consultant, we will customize a solution specific to your plan’s needs and requirements. From plan design review and detailed investment analysis to employee communications, our dedicated consultants deliver value-added services to ensure a successful retirement plan experience both for you and your employees.
With complete independence from any particular plan provider or fund family, we provide objective analysis to help protect plan fiduciaries from personal and corporate financial liability, while enhancing investment opportunities for plan participants.
Our service is process-driven to ensure that your plan meets its objectives and that plan participants are well-educated to make sound investments decisions.
Retirement Services Include:
- Plan Design
- Analysis and support
- Vendor selection
- Fiduciary risk management
Executive Compensation & Benefits
Helping Bridge the Retirement Income Gap
Much of your company’s success hinges on the skill and commitment of your executives. In order to motivate and retain your top talent, a robust benefits program custom-tailored to the executive is critical.
Financial experts agree that most individuals will need at least 80% of their final working income to maintain their standard of living during retirement. Government imposed contribution limits toward tax favored qualified plans have created a unique retirement funding challenge for highly compensated employees. While rank and file employees can typically achieve this objective with qualified plans, contribution limitations can often leave retiring executives with as little as 30% of salary.
We can design an executive benefits program that gives your company an advantage in recruiting and retaining the talented people who are the driving force behind your business.
Executive Compensation & Benefits Include:
- Deferred compensation
- Supplemental Executive Retirement Plan (SERP)
- Salary Deferral
- Salary Continuation
- Executive Bonus arrangements
- Split dollar / Loan arrangements
- Executive group term carve-out
- Executive disability
- Executive LTC